Loan Process  |  Items Needed  |  Mortgage News  |  About Us  |  Do's and Don'ts  |  Home Page

Helpful Do’s and Don’ts
While in the loan process

DO’s

• Do contact your Loan Representative prior to any changes in your income or employment (i.e. from salary to commission, W2 to 1099, or wage earner
  to self employment.
   
• Do provide all requested documents promptly
   
• Do keep documentation of any large deposits over $500 (other than payroll deposits) made in your
  bank account(s).
   
• Do keep copies of earnest money check and update your bank statement to reflect the check has cleared your account.
   
• Do contact your Loan Representative with any questions or concerns that arise throughout the process.  Communication is the key to a successful loan experience.

Dont’s

• Do not incur additional debt while your loan is in process (i.e. auto, credit card, furniture)
   
• Do not change employers or industry in which you work without consulting your Loan Representative.
   
• Do not co-sign on a loan (i.e. student loan, auto loan, cash loan) for anyone while your loan is in process.
   
• Do not pack, ship, or discard any information that may be required at a later date such as W2’s, tax returns, or divorce decree.
   
• Do not allow any unnecessary credit checks.
   
• Do not leave town for an extended amount of time without notifying your Loan Representative. 

4800 Sugar Grove Blvd. Ste. 195
Stafford, TX 77477
An Equal Opportunity Company. Equal Housing Opportunity.